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What changes in the organization and activities of the Federal Reserve Board would you suggest to improve its operations? Should the Fed be more or less powerful? Does having a regional bank system instead of one central bank make any difference in the economy anymore? If not, why do we still have regional banks? How well do the monetary policies enacted by the Fed regulate the national economy? Which of the monetary policy tools — Open Market Operations, Discount Policy and Reserve Requirements — seems to be most effective?
Answer each question in detail. Please provide evidence from various sources for your views and cite them in your initial post.